Universal Life
    Sometimes called Adjustable Life, this product is popular for ages 0-60.

Key Benefits

  • Premiums are usually somewhat less than Whole Life and at some future date, they can be "Skipped" and the policy remains in force for a determined period of time.
  • In certain cases, UL's can be used to build cash assets, or, to grow "Increasing Death Benefits"
  • Several Riders are available such as Waiver of Premium, Spouse Rider, Accidental Death, Guaranteed Insurability and more.